St.Galler Kantonalbank has changed a lot since its foundation in 1868. From a government-owned credit institution has emerged a modern universal bank.

As measured by total assets of 2013, St.Galler Kantonalbank is the fifth largest cantonal bank in Switzerland. The parent company SGKB offers the entire range of financial services to its clients in the Cantons of St. Gallen and Appenzell Ausserrhoden. Moreover, the bank as an employer, taxpayer and sponsoring partner takes on its responsibility for the economic, social and cultural development of the region.

The assets of St.Galler Kantonalbank (SGKB) are covered by a government guarantee. The company has an Aa1 rating of Moody’s.


1868 Foundation of the 'St. Gallische Kantonalbank'
1907 First four branches within the canton (Wil, Rorschach, Wattwil, Mels)
1912 Acquisition of 'Ersparnisanstalt Degersheim' and 'Ersparnisanstalt Rheineck-Thal-Lutzenberg' (small local banks)
1914 Acquisition of 'Bank in Altstätten'
1937 Collapse of 'Sparkasse Gams' and acquisition by SGKB
1950 Acquisition of 'Bank in Bad Ragaz'
1966 Implementation of electronic data processing
1970 Implementation of teleprocessing
1979 First Sesam-Self-Service-Bank and first drive-in ATC in Europe
1986 Implementation of videotext-telebanking
1992 Acquisition of 'Sparkasse Diepoldsau-Schmitter'
1994 Acquisition of 'Ersparnisanstalt Jonschwil'
1994 First Mood’s Rating (at that time: Aa2)
1994 Take-over of 'Sparkasse der Katholischen Administration des Kantons St. Gallen'
1996 New Cantonal Bank Act (Basis for partial privatization)
1996 Take-over of 'Bank in Niederuzwil'
1996 First branch beyond the borders of the Canton of St. Gallen in Herisau, Appenzell-Ausserrhoden
1998 Centralization of back-office services
1999 Implementation e-banking
2000 Transformation into a stock corporation
2000 New name: St.Galler Kantonalbank
2000 Take-over of 'Bank Wartau-Sevelen'
2001 at the SIX Swiss Exchange (IPO: April 2nd, 2001)
2002 Acquisition 'Hyposwiss Privatbank AG', Zurich
2003 Acquisition of 'Bank Thorbecke AG', St. Gallen
2003 Moody’s up-grading to Aa1
2003 Foundation of the subsidiary 'RSN Risk Solution Network AG'
2007 until 2008 migration to new state-of-the-art Avaloq-IT-Platform
2008 Acquisition of 'Anglo Irish Bank (Suisse) SA' (now Hyposwiss Private Bank SA Genève)
2009 Foundation of the 'St.Galler Kantonalbank Deutschland AG', Munich
2013 Devestition of Hyposwiss Geneva and the cross-border wealth management business of Hyposwiss Zurich and continuation of the remaining business as SGKB office in Zurich
2014 Acquisition of Vadian Bank Ltd, St. Gallen


St.Galler Kantonalbank Ltd.
St. Leonhardstrasse 25
9001 St. Gallen

T +41 (0)71 231 31 31 

Postal account: 90-219-8
Clearing-No.: 781